Money Tree Prone to Scale Insects: How to Protect
Pachira aquatica
Scale insects are small sap-sucking pests that appear as brown, shell-like bumps on plant stems and leaves. There are over 25 species, divided into armored (hard) and unarmored (soft) scales. They feed by piercing plant tissue and extracting sap, which weakens the plant and can lead to yellowing, stunted growth, and even death if left untreated. They also excrete honeydew, which attracts ants and promotes sooty mold growth.
ð Symptoms
- âĒ Small brown rounded lumps on leaves and stems
- âĒ Shell-like or waxy bumps on undersides of leaves
- âĒ Yellowing or chlorotic (pale) leaves
- âĒ Sticky honeydew coating on leaf surfaces
- âĒ Black sooty mold fungus growing on honeydew
- âĒ Drooping or wilting leaves
- âĒ Stunted growth and reduced plant vigor
- âĒ Presence of ants feeding on honeydew
â Possible Causes
- â Introduction of infected plants from nurseries
- â Poor plant health making them more susceptible
- â Warm indoor environments favoring reproduction
- â Lack of natural predators indoors
- â Overcrowding of plants allowing easy spread
- â Stress from heat, drought, or poor care
ð Treatment
Quick Fixes
Step 1
Blast affected plants with strong water spray from garden hose to dislodge scale insects
Step 2
Mix emergency soap solution: 1 tablespoon dish soap + 1 teaspoon vegetable oil + 1 teaspoon 90-proof alcohol + 1 quart water
Step 3
Spray solution directly on scale insects, focusing on undersides of leaves
Step 4
Physically wipe off visible scale with damp cloth or soft brush
Step 5
Repeat treatment every 2-3 days for one week
Organic Treatment
Step 1
Inspect plants weekly to identify scale insects in their crawler stage (before protective coating develops)
Step 2
Mix insecticidal soap: 1 tablespoon dish soap + 1 quart water in spray bottle
Step 3
Spray affected areas thoroughly, ensuring contact with insects, once daily for 3-4 days
Step 4
Apply horticultural oil (neem oil) to suffocate eggs, nymphs, and adults
Step 5
Physically remove visible scale by wiping leaves with damp cloth
Step 6
Introduce beneficial insects like ladybugs, lacewings, or parasitic wasps for ongoing control
Step 7
Apply fermented stinging nettle tea spray as additional organic treatment
ðĄïļ Prevention
- â Carefully inspect all new plants before bringing them home
- â Quarantine new plants for 2-3 weeks away from other plants
- â Maintain plant health with proper watering and fertilization
- â Ensure good air circulation around plants
- â Regularly inspect plants, especially leaf undersides
- â Keep plants properly spaced to prevent spread
- â Encourage natural predators like ladybugs and lacewings
ðą Care Guide: Money Tree
ð§ How to Water
Water when the topsoil is dry. In summer, 1-2 times per week; in winter, every 15 days. Avoid overwatering to prevent root rot.
âïļ Lighting
Needs plenty of indirect light. Avoid direct sunlight which can burn the leaves. Rotate periodically for even growth.
ðŠī Ideal Soil
Use well-draining substrate: mix of universal potting soil with 30-40% porous materials like coconut fiber or vermiculite.